| New Vehicles | ||
| Including Automobiles, Boats, Motorcycles, Tractors, Campers and 4-Wheelers/ATV | 36 months | Rates as Low as 0.89% APR |
| 48 months | Rates as Low as 2.09% APR | |
| 60 months | Rates as Low as 2.29% APR | |
| 72 months | Rates as Low as 3.29% APR | |
| 84 months | Rates as Low as 5.29% APR Selling price must be $30,000 | |
Program Cars / Demonstrators
New Car financing available for program cars if purchased in the current model year.
ATV’S and Golf Carts ( New Only
Same rates as New Vehicles, Limited to 5 year financing
Second Chance Vehicle Loans
Refinance a new vehicle within the first year and get our New Vehicle Rates
84 monthly payments of $14.57 per $1000 borrowed at 5.89%
** Rates subject to Credit and Collateral Qualifications
**All interest rates are subject to change without notice and may be higher than the listed rates
All rates are based on Credit History
| Unimproved property / Lots | |
| 1 – 6 years | Rates as Low as 5.15% APR |
| 7 – 9 years | Rates as Low as 5.40% APR |
| 10 – 15 years | Rates as Low as 5.65% APR |
15 year amortization with 10 year maturity
180 monthly payments of $8.26 per $1000 borrowed at 5.65%
Lesser of appraisal value or cost
Not to exceed total loan limit
Mortgages are done by credit union attorney before check is issued
Member pays for appraisal, attorney fees, title search, etc…
Need purchase agreement & appraisal authorization
| Home Equity / Home Purchase | |
| Up to 30 years | Please call RRFCU for current rates |
| 225-869-9762 | |
| Signature Loans | |
Members are eligible after 6 months of employment
Rates as Low as 5.99% APR |
| Share Secure Loans | |
|
| Tuition Loans | |
| 1 year term | Rates as Low as 3.99% APR |
| Copy of invoice from school/college required | |
12 monthly payments of $85.16 per $1000 borrowed at 3.99%
Rates are determined upon credit history
| Youth Accounts for $1000 and over | ||
| Term | Dividend Rate | APY |
| 6 months | 0.30% | 0.300% |
| 1 year | 0.40% | 0.401% |
| 18 months | 0.60% | 0.602% |
| 2 years | 0.70% | 0.702% |
| 3 years | 0.80% | 0.803% |
*Based on dividends capitalized back into your share certificate
*APY denotes Annual Percentage Yield
All dividened rates are subject to change without notice. A penalty will be imposed for early withdrawal.
| Share Certificate Rates $5000.00 and over | ||
| Term | Dividend Rate | APY |
| 6 months | 0.30% | 0.300% |
| 1 year | 0.40% | 0.401% |
| 18 months | 0.60% | 0.602% |
| 2 years | 0.70% | 0.702% |
| 3 years | 0.80% | 0.803% |
*Based on dividends capitalized back into your share certificate
*APY denotes Annual Percentage Yield
All dividened rates are subject to change without notice. A penalty will be imposed for early withdrawal.
| IRA Dividends | ||
| IRA account | Dividend Rate | APY |
| 0.50% | 0.501% | |
*Dividends are figured on daily balances, compounded and paid quarterly
*APY denotes Annual Percentage Yield
All dividened rates are subject to change without notice. A penalty will be imposed for early withdrawal.
Federally Insured Accounts | Federal Fair Housing Law | Privacy Policy | Site Map
We do business in accordance with the Federal Fair Housing Laws and the Equal Credit Opportunity Act.
Accounts Federally Insured to at least $250,000 by the NCUA and the US Government.
© River Region Federal Credit Union
Marketing and Website provided by Convergint Technologies
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To Report a Lost or Stolen Debit or Credit Card If Inside US: 1-888-241-2510 If Outside US: 1-909-941-1398 |
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1625 Lutcher Ave P.O. Drawer 309 Lutcher, LA. 70071 |
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Phone: (225) 869-9762 Fax: (225) 869-9763 Audio Response: 869-7816 |
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