River Region FCU Loan Rates
New Cars / Boats / Tractors / Motorcycles/ 4-Wheelers
36 Month Financing
| 80% of selling price |
From 4.50% APR up to 5.75% APR |
| 90% of selling price |
From 4.75% APR up to 6.00% APR |
| 95% of selling price |
From 5.00% APR up to 6.25% APR |
| 100% of selling price |
From 5.25% APR up to 6.50% APR |
*Tax, title, & license included in percentage
(Credit Union handles tax, title, & license fees)
New Cars / Boats / Tractors / Motorcycles
48 or 60 month financing
| 80% of selling price |
From 4.75% APR up to 6.00% APR |
| 90% of selling price |
From 5.00% APR up to 6.25% APR |
| 95% of selling price |
From 5.25% APR up to 6.50% APR |
| 100% of selling price |
From 5.75% APR up to 7.00% APR |
*Tax, title, & license included in percentage
(Credit Union handles tax, title, & license fees)
New Cars / Boats / Tractors / Motorcycles
72 month financing**
| 80% of selling price |
From 4.75% APR up to 6.00% APR |
| 90% of selling price |
From 5.00% APR up to 6.25% APR |
| 95% of selling price |
From 5.25% APR up to 6.50% APR |
| 100% of selling price |
From 5.75% APR up to 7.00% APR |
*Tax, title, & license included in percentage
(Credit Union handles tax, title, & license fees)
**Selling price of car must be $28,000 minimum
to qualify for 72 months.
Program Cars / Demonstrators
New Car financing available for program cars if purchased in the current model year.
Used Cars
| 90% of Selling Price |
| 1-2 years |
36, 48 or 60 mths |
From 5.25% APR up to 6.50% APR |
| 3-4 years |
36 or 48 mths |
From 6.00% APR up to 7.25% APR |
| 5-7 years |
36 mths |
From 7.00% APR up to 8.25% APR |
| over 8 years |
24 mths, pending condition |
From 10.25% APR up to 11.50% APR |
Used Tractors
| 90% of Invoice Price |
| 1-2 years |
36, 48 or 60 months |
From 8.75% APR up to 10.00% APR |
| 3-4 years |
36 or 48 months |
From 8.75% APR up to 10.00% APR |
| 5 years or older |
36 months |
From 8.75% APR up to 10.00% APR |
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Need a Loan?

REPORT LOST OR STOLEN DEBIT CARD
800 405 7068
River Region FCU
1625 Lutcher Ave
P.O. Drawer 309 Lutcher, La. 70071
Phone:
(225)869-9762
Fax: (225)869-9763
Audio Response 869-7816
Hours of Operation
Monday thru Friday
Lobby Hours:
8:00am to 4:00pm
Drive thru:
8:00am to 4:30pm


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