River Region FCU Loans

One of the major benefits to our members is our ability to offer low interest loans. We offer many types of loans such as 1st mortgage home equity, home purchases, land purchases, motor vehicles, boats, tractors, motorcycles, campers and travel trailers, mobile homes, computers, share secured, signature, tuition, and four wheelers, etc.

We have affiliated ourselves with Chateau Mortgage, and Oak Alley Mortgage, mortgage companies which can offer long term permanent financing for our members with discounted origination fees. With an approved commitment letter, we are able to offer interim construction loans at the best rates around!

As your credit union, we believe in offering excellent rates and terms for our members on their loans. We also offer further discounted loan rates for having excellent credit, payroll deduction, and having your checking account (share draft) with us.

• Credit Life Insurance and Credit Disability Insurance are offered on all loans up to a maximum coverage of $30,000 at a reasonable cost to the member.
  
  
• Payments on loans can be made through the convenience of a payroll deduction plan or by cash or check, even through ACH, whichever you prefer.
  
  
• For convenience purposes, you are able to fax to us your credit application if you are unable to come to the office. Approvals are generally on a same day basis!
  
  
• We also offer a Bumper to Bumper Mechanical Breakdown Coverage for new vehicles for up to seven years or 100,000 miles and a deluxe plan which offers the highest level of mechanical protection for used vehicle purchases. If you like the comfort of GAP insurance protection, our premium is without a doubt a good buy for the money.

We have the lending skills and experience necessary to help you and your family with your financial needs. Let us be your financial institution of choice! River Region Federal Credit Union - Where People Are Worth More Than Money!