INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

Never before in history has the question been so prevalent as to if social security will be there for us when we need it. To provide additional protection for us in our retirement years, the government provides some incentives for us to save on our own accord through Individual Retirement Accounts.

• We offer IRAs which are special retirement savings plans authorized by the federal government to help you accumulate funds for your retirement.
  
  
• Traditional IRA contributions may offer tax deductions until withdrawn.
  
  
• Roth IRA contributions are non-deductible but all withdrawals including earnings are tax free if the account is opened for five years and the account holder is 59 or older.