River Region FCU Loan Rates

Unimproved property / Lots

5 years 6.50% APR
7 years 6.75% APR
10 years 7.50% APR
 
  • 10 year maturity
  • Lesser of appraisal value or cost
  • Not to exceed total loan limit
  • Mortgages are done by credit union attorney before check is issued
  • Member pays for appraisal, attorney fees, title search, etc...
  • Need purchase agreement & appraisal authorization

Home Equity / Home Purchase

5 years 6.50% APR
7 years 6.75% APR
10 years 7.50% APR
 
  • 15 year amortization with 10 year maturity
  • 80% of appraised value
  • Member pays attorney and appraisal fees
  • Must use credit union attorney and appraiser
  • Need copy of deed and appraisal authorization

Construction Loans

6 to 9 months 4.75% APR
One half point origination fee.
(No discounts apply)


Need a Loan?

REPORT LOST OR STOLEN DEBIT CARD
800 405 7068

River Region FCU
1625 Lutcher Ave
P.O. Drawer 309
Lutcher, La. 70071
Phone: (225)869-9762
Fax: (225)869-9763
Audio Response 869-7816

Hours of Operation
Monday thru Friday

Lobby Hours:
8:00am to 4:00pm

Drive thru:
 8:00am to 4:30pm