River Region FCU Loan Rates

New Cars / Boats / Tractors / Motorcycles/ 4-Wheelers

36 Month Financing

80% of selling price 5.75% APR 
90% of selling price 6.00% APR
95% of selling price 6.25% APR
100% of selling price 6.50% APR
*Tax, title, & license included in percentage
(Credit Union handles tax, title, & license fees)

New Cars / Boats / Tractors / Motorcycles

48 or 60 month financing

80% of selling price 6.00% APR
90% of selling price 6.25% APR
95% of selling price 6.50% APR
100% of selling price 7.00% APR 
*Tax, title, & license included in percentage
(Credit Union handles tax, title, & license fees)

New Cars / Boats / Tractors / Motorcycles

72 month financing**

80% of selling price 6.00% APR 
90% of selling price 6.25% APR
95% of selling price 6.50% APR
100% of selling price 8.00% APR
*Tax, title, & license included in percentage
(Credit Union handles tax, title, & license fees)
**Selling price of car must be $28,000 minimum
to qualify for 72 months.

Program Cars / Demonstrators

New Car financing available for program cars if purchased in the current model year.

Used Cars

90% of Selling Price
1-2 years 36, 48 or 60 months 6.50% APR
3-4 years 36 or 48 months 7.25% APR
5-7 years 36 months 8.25% APR
over 8 years 24 months, pending vehicle condition 11.50% APR

Used Tractors

90% of Invoice Price
1-2 years 36, 48 or 60 months 10.00% APR 
3-4 years 36 or 48 months 10.00% APR
5 years or older 36 months 10.00% APR

Need a Loan?

REPORT LOST OR STOLEN DEBIT CARD
800 405 7068

River Region FCU
1625 Lutcher Ave
P.O. Drawer 309
Lutcher, La. 70071
Phone: (225)869-9762
Fax: (225)869-9763
Audio Response 869-7816

Hours of Operation
Monday thru Friday

Lobby Hours:
8:00am to 4:00pm

Drive thru:
 8:00am to 4:30pm